For You
	For Your Customers (Your buyers)
	For Your Bankers

1. You will have ready cash even from your credit sales.
   
2. You will have substantial funds-up to 80% of the factored invoices. It is much more than bank finance against credit sales.
   (Further increase is possible in exceptional cases.)
   
3. You will be able to offer competitive terms to your buyers and improve your sales and ultimately profit.
   
4. With cash available for credit sales, your liquidity will improve and therefore, your production cycle will be accelerated.
   
5. Appraisal and documentation procedures are made simple and response time is very small.
   
6. Cash disbursals are instantaneous.
   
7. Factoring provides you much more than bill discounting, like finance, collection, sales ledger administration, etc.
   
8. You do not have to submit any periodical statements. On the contrary, we provide you with classified periodical statement of outstanding invoices.
   
9. We offer favorable credit period with liberal grace periods.
   
10. We require only minimum-security formalities for this service provided to you.
    
11. Factoring replaces high cost market credit and enables purchases on cash basis availing cash discounts
    
12. Each invoice is followed up for payment.
    
13. Faster collection through SBI FAST (CMP).
    
14. Lowest response time.
    
    

1. Customers get adequate credit period for payment of assigned debts.
   
2. Factoring will facilitate their credit purchases.
   
3. Customers save on high bank charges and expenses.
   
4. No Documentation except acknowledgement of the Notification letter (Customers undertaking to make payment of the invoices to the factor)
   
5. Factors furnish the customers with periodical statement of outstanding invoices factored on them.
   
6. Factoring does not impinge on their rights vis-a-vis the supplier in respect of quality of goods, contractual obligations, etc.
   
7. Customers located in other centers can make payment directly to us through our CMP module with SBI.
   
   
   

1. Factoring is not a threat to banking, it is a financial service complementary to that of the banks.
   
2. Factoring improves liquidity of your borrowers.
   
3. Credit sales are closely monitored by the Factor and proceeds are routed through the clients accounts with the bank.
   
4. Factoring improves the quality of advances of banks.